Good morning sunshine!
When you arise in the morning, think of what a precious privilege it is to be alive - to breathe, to think, to enjoy, to love. - Marcus Aurelius
One Sunday morning, we wake up early than the usual coz you told me we are off to go somewhere. We wear the helmet, I wrap my hand around your waist and you started the engine. Minutes of a long ride, we stop and you let me captured the beautiful sunrise at the highest peak of the road at Antipolo. I gazed to the eternal blue sky, with beautiful sunrise and sea of clouds and thankfully whispering to HIM that it is indeed a blessed day. I have witnessed one of the beautiful sunrise in my life. I must admit I like this new experience, wandering through the city with your hand in mine.
Good morning sunshine!
9 Tips On Saving Your Money
It's been half a month now after we welcomed 2015. Most of the people tend to put on their new year resolution the goal of saving money. It always a cycle yearly - save money, invest, live within our means, etc. But honestly, how many of us turned this goal into reality? Anyway, below is the list of simple tips on how to save some money.
1. Record your expenses. So grab a notebook and jot down all your day-to-day expenses since the first step in saving money is to know how much you are spending.
2. Plan on saving money. Actually, our savings should be deducted first once we got your salary. It's like paying our self first. Standard formula for us to save is Income - Savings = Expenses not the other way around which is Income - Expenses = Saving.
3. Set savings goals. Be sure to know, why you are saving. Is it for your child education, retirement or anything? This would really help you achieve your goal.
4. Make a budget and do stick with it. Do create budget for your grocery, your daily work expense, etc.
5. Decide on your priorities.
6. Live within your means. Always!
7. Make saving money easier with automatic transfers. This can be tied - up into your payroll account so you'll have an automatic and force savings. - Wasn't able to do it since the company's bank branch is from Parañaque while our office location is here in Taguig.
8. Different savings and investment strategies for different goals. Do create different account for your saving purposes. I actually have an ATM account for emergency needs, then another bank account for short term saving goal & and I have a VUL - a mutual fund and life insurance at the same time for long term saving goals. I am also planning to venture into Mutual Funds and other investment products. I hope budget will allow me. =)
9. Last, watch your savings grow.
Also, be sure to have discipline and continue doing the tips above so your savings will double up. Hope this might help you! How about you, what saving tips you can share to us?
1. Record your expenses. So grab a notebook and jot down all your day-to-day expenses since the first step in saving money is to know how much you are spending.
2. Plan on saving money. Actually, our savings should be deducted first once we got your salary. It's like paying our self first. Standard formula for us to save is Income - Savings = Expenses not the other way around which is Income - Expenses = Saving.
3. Set savings goals. Be sure to know, why you are saving. Is it for your child education, retirement or anything? This would really help you achieve your goal.
4. Make a budget and do stick with it. Do create budget for your grocery, your daily work expense, etc.
5. Decide on your priorities.
6. Live within your means. Always!
7. Make saving money easier with automatic transfers. This can be tied - up into your payroll account so you'll have an automatic and force savings. - Wasn't able to do it since the company's bank branch is from Parañaque while our office location is here in Taguig.
8. Different savings and investment strategies for different goals. Do create different account for your saving purposes. I actually have an ATM account for emergency needs, then another bank account for short term saving goal & and I have a VUL - a mutual fund and life insurance at the same time for long term saving goals. I am also planning to venture into Mutual Funds and other investment products. I hope budget will allow me. =)
9. Last, watch your savings grow.
Also, be sure to have discipline and continue doing the tips above so your savings will double up. Hope this might help you! How about you, what saving tips you can share to us?
On Being Lucky!
My friends often told me that I am very lucky on raffle and even giveaway since the day that I received the iPad mini from last year company's Christmas party raffle. To tell you a short description of mine, I love joining blog giveaways/raffles and luckily, I won some of the blog giveaways that I participated in.
Here's the picture of awesome things I receive this year:
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| collection of giveaways/raffle items that I receive |
- an envelope of surprise from the company's I am working at - from Christmas party raffle again. =)
- set of facial care and a free makeover voucher from inbetweenshadows.wordpress.com
- a tomato watch from animetric.blogspot.com
- And lastly, baby items from celerhinaaubrey.com
I am very thankful for this year because of these awesome things I received unexpectedly. Also, thankful for the bloggers who hosted those giveaways. This actually help me save some money. I hope God will not get tired of giving me some of these favors.
Don't think of the things you didn't get after praying. Think of the countless blessing God gave you without asking.
How about you guys? Have you receive any items that you haven't shed any amount?
January: On Being Healthy
If you're actually gonna ask me how was our January. It is actually a rough road. The whole entire family got sick - I was included on the list. Maybe, it was because of the humid & cold weather. So cold that almost all the Filipino got flu and colds. Anyway, My baby boy was the one who got sick the most . He's fever was on & off plus the cough, colds & diarrhea. We already went to his Pedia but unfortunately looks like he doesn't get well. Last January 15 (during papal visit), we rushed to the nearby hospital because he has a high fever with lots of red spots on his skin. We actually thought that it might be dengue since the symptoms are relative to it. But after the health specialist examined his blood and stool, thank God that it wasn't caused by dengue nor his diarrhea wasn't caused by amoebiasis. So how was that incident related to money? Do you know the saying that "Health is wealth" right? It's very very true! Health really ensembles our wealth. If you're super duper rich yet your health suffer, for sure your money will be gone to soon. Yet when you are happy and healthy, you could acquire much more wealth and spend it on the things you've ever wanted. Anyway, that incident actually cause us almost 5k - prescribed milk & medicines only. It's one big "uh" to our family budget - you already know the reason why. So what measure do we do to prevent this things to happen again? Below is the list of things of staying healthy and happy:
- Always making sure that the 2 kiddos drink their vitamins including us, adults.
- Eat healthy food always. We almost eat vegetables, fish and fruits everyday.
- Lots of lots of water to drink since it helps us to wash away the toxin in our body.
- Have an enough sleep - so we are making sure that they get 8 - 10 hours a day of sleep plus a nap time in the afternoon.
- Make them play outside. This will serve their exercise.
It is really hard when someone in the family is sick. So let's should be wary of the things we do to our body. As the saying says, "Health is wealth". I hope this February will be very good to us.So how about you guys, what have you experienced last month?
I'm frustated with PLDT!!
Last March 01, 2014, I applied for a pldt homebro since I want to have internet connection at home again. After they created an account and approved my application. The agent went at our home last Thursday (March 06, 2014) to install the device. I was at the office by then. My mom and my father assisted them at home. Yet after several tries, still they don't install it since they found out that we don't have signal at our area. My mom was advised by the agent to get a refund at the center where I issued the payment. So I went to the smart center where I paid the installation fee last night. One of the agents there told me that I should go to any PLDT branch instead since they were forwarding every homebro application, details and money to PLDT.
This afternoon, I went to the PLDT branch which is near to our office together with my officemate. After the representative tried to search for my account. He asked his fellow pldt representative then got back to me and told me that they don't cater to that kind of issue. They only cater exclusive pldt concerns and I should go to the PLDT/Smart center at the Makati instead.
I'm frustated with the information they told me. I told them that it was advised to me to go to any pldt branch, so I guess that branch was included on the list. Yet, they repeated the reason they said to me earlier. Actually, I don't like how they responded to me with a high pitched voice (sounds iritable at mataray ba!?!! Nakakainis!). So there how my day goes, I went out on that branch being annoyed.
After the fail attempt to that branch, I called pldt customer service hotline. There, the representative ask for an apology for what happened. He told me that he doesn't know why it is like that. Anyway, good thing he give me another pldt branch option and created a report for my concern.
So there, will try my luck on other PLDT branch next week. I hope they stop beating around the bush and point me exactly where should I get assistance.
My blog was down yesterday...
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| source |
As you observe here, I don't usually update my blog regularly because I don't have internet connection at home ever since I cut out my subscription from Smart. Oh that pathetic situation wherein I'm paying regularly yet I had a worst connection - on and off connection and to date, no connection at all for straight 5 days! Anyway, even though i'm not regularly writing blog post, I regularly check the status of my blog. And yesterday was the most darkest moment of her. I find out that it was locked by Google. I am totally not happy knowing that my 3-years-old blog was shutdown. I was actually suspecting that it was because of my one blog post that received a lot of comments and page-views recently since Google is keep eyeing on those site which has a sudden huge spike in site traffic.
Anyway, here's the thing I do just to recover it. I check out my webmaster tools - this is a very useful tool since it gives you information (site health, errors, etc.) about your blog/website. There, I found out that my blog was infected by malware. After removing the code that has suspicious thingy, I submit my site for reconsideration stating what I did to solve the problem. By the way, you need to wait for 24 hours for the result. After 24 hours! Voila! My blog is back! So happy to have it back. :)
How about you guys? Have you experience similar thing? What did you do to recover it? Share your thoughts below...
Cebu Pacific Valentine's Day Seat Sale
Cebu Pacific announces their Valentine treat for travelers entitled "Basta FLYER Seat Lover Php1.43!". This promo is for domestic and international destinations. Travel period is from June - December 2014.
For tickets, head on to Cebupacific website or their respective ticketing offices. Promo period is up to February 16, 2014 only or until seat sales last. Please be reminded that it is subject to availability.
American Eye Center Launches OFW Privilege Card
In line with its support of Filipinos working abroad, the American Eye Center is giving eligible OFWs the ultimate gift with its Pamaskong Handog OFW Privilege Card through its Shangri-La and Greenbelt branches. With the OFW Privilege Card, kababayans can now secure eye health for themselves and for their dependents from anywhere in the world through discounts on diagnostics and treatments.
“The essence of the holidays is giving back to the community and American Eye Center does so by honoring our beloved OFWs. These modern day Filipino heroes deserve much recognition and we do that by offering quality eye care for them and the rest of their families through our exclusive OFW Privilege Card,” says American Eye Center’s COO Dr. Benjamin Cabrera.
American Eye Center offers the OFW Privilege Card to all overseas Filipino workers and their qualified dependents. The card is absolutely free and entitles the bearer to a 50 percent discount on comprehensive eye examinations and 15 percent discount for their dependents. The card also allows special 20 percent discount on cataract surgery, 15 percent discount on All Laser or Bladeless LASIK, and 10 percent off on diagnostic procedures.
The card also offers exclusive discounts at American Eye Center partner SPEX Optical. All OFW’s need to do is set an appointment and present valid overseas employment documents to avail of these unlimited discounts starting December 2013 to March 2014.
Eye health and OFWs
“American Eye Center honors OFWs with this privilege because we believe and respect the sacrifices they make to provide a better life for their families. In order to do so, these modern day heroes need to be physically up to take on this challenge which is where eye health comes in. They deserve nothing short of optimum eye health to achieve overall well-being,” Dr. Cabrera said.
Excellence in Ophthalmic Care
American Eye Center has been breaking new ground in ophthalmic care since its establishment in 1995. American Eye Center’s level of excellence is backed by the Associated Eye Specialists, the most experienced and longest-running EyeMD group practice in the country, composed of 17 doctors extensively trained in various ophthalmic subspecialties. The Center is also staffed with highly qualified optometrists, nurses and counselors to provide patients with personalized quality eye care.
American Eye Center is a full-service diagnostic, therapeutic and surgical eye facility fully accredited with the Department of Health and the Philippine Health Insurance Corporation. It houses the latest diagnostic equipment for the early detection and monitoring of all eye diseases such as Glaucoma, Diabetic Retinopathy and Cataract.
Its location in Greenbelt 5 in Makati City has a laser suite, an operating room, a recovery room, examining rooms, and a spacious reception area. Clients can also choose from a wide array of elegant eyewear from SPEX, a world-class eyewear center adjacent to the American Eye Center and managed by The Optical Shop.
The company’s main office is located at the level 5, Shangri-La Plaza, EDSA cor. Shaw Blvd., Ortigas Center, Mandaluyong City. For inquiries and details, call tel. nos. 636-0762 or 729-EYES (3937) or email us at info@americaneye.com.ph. You may also visit www.americaneye.com.ph for more information about the OFW Privilege Card.
Avail of American Eye Center’s OFW Privilege card and ensure a clear future for the entire family. Set an appointment today via phone or e-mail or through American Eye Center’s appointment planner available at their website. Always stay in the know by downloading the American Eye Center App available on iPhone, iPad, and on Android.
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